Why is my car insurance so expensive? The price of insurance varies on many factors. For example number of drivers, gender, age, driving record, marital status, address, vehicle and credit etc.
The best way to get good rates on insurance is DISCOUNTS. Proof of prior insurance (meaning at least 6 months with no lapses or gaps in coverage), EFT or automatic payments, paperless (using an email), homeowners (if your name is on the title of the house you can get a discount on your car insurance without getting the homeowners ins with that company) and multi policy discount (if you have more than 1 type of insurance with the same Carrier they will give you a discount on both policies).
The other way to save on car insurance is to have a good driving record. This means the less amount of tickets, claims or accidents the better the price. These can be chargeable for 3 to 5 years depending on the company. Keeping you license valid very important. If you run into something that can suspend or revoke your license, best plan of action is to get it taken care of asap.
If you have any questions. Contact your friend in the insurance business.